Post Office TD Scheme: High Returns on 1 to 5-Year Deposits – Know How Much You Can Earn on ₹3 Lakh Investment
The Post Office Time Deposit (TD) Scheme offers a safe investment option backed by the government, making it one of the most reliable choices for investors looking for stable returns. With tenure options ranging from 1 to 5 years, this scheme allows you to choose the duration based on your financial goals. Here's how much return you can earn with a ₹3 lakh investment across different tenures.
Interest Rates on Post Office TD Scheme:- 1 Year: 6.9% interest
- 2 Years: 7.0% interest
- 3 Years: 7.1% interest
- 5 Years: 7.5% interest
1 Year Investment:
- Interest Rate: 6.9%
- Interest Earned: ₹21,242
- Total Return (Principal + Interest): ₹3,21,242
2 Year Investment:
- Interest Rate: 7.0%
- Interest Earned: ₹44,665
- Total Return (Principal + Interest): ₹3,44,665
3 Year Investment:
- Interest Rate: 7.1%
- Interest Earned: ₹70,523
- Total Return (Principal + Interest): ₹3,70,523
5 Year Investment:
- Interest Rate: 7.5%
- Interest Earned: ₹1,34,984
- Total Return (Principal + Interest): ₹4,34,984
- Government-backed: Guaranteed returns with no risk.
- Tax Benefits: Eligible for tax deduction under Section 80C if invested for 5 years.
- Flexible Investment: Minimum investment starts from ₹1,000, with no maximum limit.
- Safe Option: Since it is a government-run scheme, it is completely secure.
If you are looking for a low-risk, high-reward investment, the Post Office Time Deposit Scheme is a great option, offering significant returns with the added security of government backing.
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