International Women’s Day: There is a tremendous increase in their growing investment and contribution with increasing participation in women's mutual funds in the country. In view of the increasing contribution and investment commitment of women investors, recently a survey pattern of 1 lakh women investors was surveyed. Its data shows that women are making big investment carefully and are stepping towards securing their financial future.

Data suggests that the average systematic investment plan (SIP) of women investors is about 22% higher than men, while their average investment has been about 45% higher than men. These data indicate that women are looking at financial markets and risk from a new perspective.

90% female investor starts with SIP

According to a survey conducted on 1,00,000 female investors of PhonePe Mutual Funds from 1 January 2024 to 31 December 2024, 90% of women investors start with a systematic investment plan (SIP), which shows that they prefer disciplined and long -term investment.

Average SIP contribution of women investors is Rs. There is 1300, which is 22% higher than men. Average lump sum of female investors is 45% higher than male investors.

72% female investors are from B30 cities

Women are playing an important role in promoting financial inclusion, which contributed to Maharashtra (20%), Karnataka (12%), and Uttar Pradesh (9%). 72% of female investors are from B30 (in addition to top 30 cities) cities, which shows that the access of mutual funds is moving beyond the large metros.

Women investors' participation in cities like Varanasi, Ranchi, Dehradun, Guwahati and Vadodara is increasing rapidly, showing their active role in property building.

Selection of various funds

About 50% of women investors have invested in Contra/Value Funds. Other popular investment categories include flexi-cap, mid-cap, small-cap and themetic funds. This diverse fund selection indicates that women understand good to diversify portfolio, make strategic investments and take careful risk.

74% of female investors are 35 years of age or less, the largest stake (29%) between 26 and 30 years of age. Women mostly invest between 9 am and 4 pm, and in the same period 44% transactions are done.

Finance industry changing nature

The changing investment patterns of women are changing the nature of the financial industry, which has made it even more important to give priority to their needs.

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According to Nilesh de Nayak, head of investment products of Sharedotmarket (PhonePe Wealth), we appreciate the increasing participation of women investors and their changing contribution to the financial sector. Data shows that now women investors are not only participating, but also actively investing.

Female investors are financially aware and self -sufficient. She is diversifying her portfolio and investing with long -term thinking. Now the perception has changed that women are very cautious in financial matters.