This year, the prize money for the Wimbledon singles champion has risen to US$4.1 million, up from $3.6 million last year. For Emma, this sum does not have much meaning compared to the billions she could inherit from her father, Benjamin Navarro, who holds a $4.8 billion fortune as founder and chief executive officer of Sherman Financial Group, and owner of Credit One Bank.

The family’s business empire also includes a chain of hotels, restaurants and entertainment venues, according to Daily Mail.

At 62, Benjamin is said to have completed a will dividing his assets among his four children, including Emma. Among their holdings are the Charleston Open and the Cincinnati Open, both of which Emma frequently competes in.

Despite her wealthy background, Emma emphasizes that she lives with discipline and a sense of purpose.

“We grew up in a sort of traditional way,” Emma told Tatler. “We’d get up at 6 a.m. on a Saturday morning and go play tennis. Growing up it was a priority that we learnt toughness and we learnt work ethic and how to be intentional and purposeful and live productive lives so I don’t love being referred to as whoever with however much money’s daughter. It’s a label I don’t really like.”

Emma’s career has taken off rapidly since last year. She has claimed two WTA Tour titles and made deep runs at Grand Slam events, including a quarterfinal finish at Wimbledon and a semifinal appearance at the U.S. Open. Earlier this year, she reached the Australian Open quarterfinals and won the WTA 500 title in Mexico.

She trained at a prestigious private girls’ school in New York, continued her development at university and turned professional in 2019. After losing to Aryna Sabalenka in the 2024 U.S. Open semifinals, Navarro achieved a career-high world ranking of 8th.

She has slipped to 10th globally, according to ranking updates last month.

At Wimbledon this year, she cruised through the first two rounds, winning all four sets, including a victory over former champion Petra Kvitova. In the third round, she continued her strong run by defeating defending champion Barbora Krejcikova in three sets. However, in the fourth round, Emma fell short to 18-year-old Mirra Andreeva, the seventh seed of the tournament.

“Tennis is it, for now,” Navarro said when asked by reporters about the possibility of finding love on the tennis tour. “We’ll see. My heart’s open, let’s put it that way.”